Cookie Notice

Effective date:October 1, 2025

This Cookie Notice explains how we use cookies and similar technologies on this website, what they are, and how you can manage your preferences. It should be read together with our Policy Documents.

1. What Is a Cookie?

A cookie is a small text file placed on your device (computer, tablet, smartphone) when you visit a website. Cookies are widely used to make websites work, or to work more efficiently, as well as to provide information to website owners.

Cookies can be:

  • First-party cookies: set by the website you are visiting.
  • Third-party cookies: Third-party cookies:

We use only first-party cookies.

Cookies may also be:

  • Session cookies: deleted when you close your browser.
  • Persistent cookies: remain on your device until they expire or are deleted.

2. How We Use Cookies

We use cookies for the following purposes:

  • Strictly necessary cookies (Essential cookies) - These are essential for the website to function. They include cookies that keep you securely signed in via our identity provider. Without these cookies, certain features (such as login) would not work.
  • Preference cookies - Remember choices you make, such as your language settings.
  • Analytics cookies -- With your consent, we use Google Analytics to help us understand how visitors use our site, so that we can improve performance and user experience. These cookies collect information in an aggregated and anonymous form.

We do not use cookies for advertising or marketing purposes at this time.

3. Cookies We Use

Below is a summary of the cookies we use on this website, what they do, and how long they last.

Cookie Name: auth0 / auth0_compat

Provider: Auth0

Purpose: Keeps you securely signed in to your account. Without these, login would not work.

Type: First-party

Duration: Until you log out / close browser

Category: Essential (Strictly Necessary)

Do you need consent?: No

Cookie Name: did / did_compat

Provider: Auth0

Purpose: Helps recognise your device to support secure login.

Type: First-party

Duration: Up to 12 months

Category: Essential (Strictly Necessary)

Do you need consent?: No

Cookie Name: _ga / _ga_*

Provider: Google Analytics

Purpose: Helps us understand how visitors use the site

Type: First-party

Duration: Up to 24 months

Category: Analytics

Do you need consent?: Yes - only set if you accept

Cookie Name: cookie_consent

Provider: Our site

Purpose: Remembers your cookie preferences

Type: First-party

Duration: 12 months

Category: Essential (Strictly Necessary)

Do you need consent?: No

Cookie Name: NEXT_LOCALE

Provider: Our site

Purpose: Remembers your language preference so the site displays in the right language

Type: First-party

Duration: Session

Category: Preferences

Do you need consent?: No

Cookie Name: app_location

Provider: Our site

Purpose: Tracks the selected location of the current user for the app for displaying results for that location

Type: First-party

Duration: 12 months

Category: Preferences

Do you need consent?: No

Cookie Name: initial_location_banner

Provider: Our site

Purpose: Tracks if the user is new and displays a location switcher banner

Type: First-party

Duration: 12 months

Category: Preferences

Do you need consent?: No

4. Managing Your Choices

When you first visit our site, a modal will ask you to accept or reject analytics cookies.

  • Strictly necessary cookies (e.g. Auth0 session) cannot be disabled, as they are essential.
  • Analytics cookies will only be set if you click “Accept All” in the modal.

You can change your choice at any time by clicking . If you withdraw consent, we will delete analytics cookies from your browser.

5. Your Rights Under PIPA

Under the Personal Information Protection Act 2016 (PIPA), you have the right to:

  • Be informed about how your personal information is used, including through cookies.
  • Provide or withhold consent for non-essential cookies.
  • Withdraw consent at any time, as easily as it was given.

6. International Transfers

Google Analytics cookies may involve transfers of information outside Bermuda. Where this occurs, we ensure that appropriate safeguards are in place in line with PIPA requirements.

7. Updates to This Notice

We may update this Cookie Notice from time to time to reflect changes in technology, law, or our practices. Any updates will be posted on this page with a revised "Last updated" date.

8. Contact Us

If you have any questions about this Cookie Notice or our use of cookies, please contact us.